Kristina Locmele

Senior Counsel

Kristina is a senior counsel in our Financial Regulation Group. She advises both financial institutions and non-regulated firms on the UK and EU financial regulatory aspects of a broad range of matters and projects, including new authorisations, conduct of business requirements, regulatory perimeter issues, and corporate restructurings and group reorganisations. She has particular expertise in all aspects of consumer credit and payments regulation.

Highlights include advising:

  • Handelsbanken on a range of innovative retail financial services projects;
  • on a range of regulatory, new product and territory initiatives across the UK and Europe;
  • TSB, carrying out an independent review of the issues arising from its early 2018 IT migration; and
  • NewDay on a wide range of financial regulatory matters. 

Kristina is recognised as a Rising Star in the financial services section of The Legal 500.