Richard has a wide-ranging financing practice covering bank lending, debt capital markets, securitisations, structured finance, project finance, asset-backed lending and derivatives. He has acted for a number of high profile clients including both listed and private companies, banks and other financial institutions, pension funds, private equity firms and various governments.

Richard has experience across a wide number of industries, including the banking, consumer credit and wider financial sector, insurance, leisure and hospitality and energy and natural resources.

Recent highlights include advising:

  • Spirit Pub Company plc on various matters relating to their whole business pub securitisation, including the successful debt re-profiling of certain classes of the outstanding bonds
  • NewDay Cards Ltd on the public securitisation of a portfolio of credit card, store card and instalment credit receivables and a subsequent tap issue under the structure
  • Santander Consumer Finance and Santander Global Banking & Markets on the securitisation of two portfolios of Finnish auto loans
  • a major international bank on the acquisition financing of a portfolio of care homes and subsequent amendments to the facility

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