Product Development and Distribution Agreements

We are often involved in the early stages of the new product development process for our financial institutions clients advising on viability under FSA rules, alternative structures and applying for variation of FSA permission. We also assist in drafting the relevant product documentation.

Our extensive experience includes advising on:

• the introduction of Individual Savings Accounts (ISAs), Child Trust Funds (CTFs) and Self Invested Personal Pension Schemes (SIPPS), co-branded credit cards and innovative e-money schemes
• structuring products for the regulatory and fiscal needs of insurance groups and their target investors, including insurance, investment and derivative products
• insurance wrapped structures
• the collective investment and mutual fund structures in use in the UK and in relevant offshore jurisdictions
• the regulatory implications and the implementation of distribution and outsourcing arrangements